FINANCING SOLUTIONS
Penniless? No problem !, Financing solutions
Physical Test Solutions not only offers innovative solutions for material testing, PTS also provides innovative financing solutions through professional societies belonging to the National Association of Equipment Leasing Brokers. The PTS financing solutions allows the acquisition of equipment for the initial payment little or nothing, and in addition, shipping and various expenses can also be included in the financing.
Does the capital budget of companies exhausted and you still have to buy the equipment? No problem.
Your company may still have funds in your spending budget.
Financial leasing gives you the opportunity to buy capital goods and allocate to the hiring from the expense budget.
Leasing offers a variety of advantages that facilitate the acquisition of capital goods.
In choosing leasing, businesses can solve liquidity problems, allow alternative use of cash and offers significant tax advantages.
Lease Options:
Capital or Leasing
If you plan to own the equipment at the end of the lease term, leasing or finance is the best option. Leasing is often used if the equipment's useful life extends beyond the lease term. The total purchase price (plus interest) is extended over the term of the lease. At the end of the lease, you may own the equipment for a nominal amount, as a fixed percentage of the original cost. Many capital leases allow you to buy equipment for as little as $ 1.
Lease of Deferred Payment.
This payment option delays the expiration date of the payment of your first lease, which allows the entry of new equipment to be paid for each lease payment. A deferred payment lease protects your existing cash balances and available credit lines.
Skip lease payments.
The Lease Payment Agreement Skip allows you to avoid paying during the slow periods of the year. Adapting the time from revenue to expenses is essential for companies with fluctuating cash flow. A payment plan can usually be tailored to suit your unique cash flow cycle.
Lease Master.
The Master Lease contract puts you in control of your equipment purchases in the future with a lease line prior to credit approval. As additional equipment, simply refer to the terms of the lease master line of credit agreement and plan your purchases of additional equipment.
Leases are powerful tools for companies planning to expand their capital infrastructure.
Leasing Benefits
Cash flow management.
Poor cash flow management is one of the main reasons why companies fail. With leasing, companies know the amount and number of installments paid during the life of the lease period, so companies can accurately forecast cash needs for equipment and protection against inflation.
Tax advantages.
Leasing can help minimize tax liability in two ways. Depending on the structure, the tenants may deduct the full rental payment or take advantage of the same tax advantages as the property.
Preserve lines of credit and working capital.
Leasing allows companies to use 100% financing while preserving the bank's value lines and valuable working capital. That means companies are able to reinvest their free money into their core business maximizing their return on their capital.
Balance financing.
Companies often need to maintain certain debt-equity ratios or compliance with debt agreements. With an operating lease, lease payments are recorded as operating expenses. Tenants are able to maintain the corresponding asset and liability off of their debt balance and improve productivity ratios.
Comfortable, fast and flexible.
Leasing can enable you to respond quickly to new opportunities with minimal documentation and paperwork. Many leasing companies can approve your application within a day or two and you can have the equipment very quickly. In addition, tenants are able to compose a program to cater to specific needs and requirements - cash flow, budget, transaction structure, cyclical fluctuations, etc.
Protection against obsolescence.
A lease allows the equipment to be returned to the Lessor at the end of the lease. Companies can then upgrade the equipment without having to manage disposal and other charges of ownership. With leasing, companies can ensure that they reach the most advanced technology, rather than having obsolete equipment.
Jeff Schubert
Oakmont Capital Services
1002 Abbey Court
Alpharetta, GA 30004
Ph: 855-225-4980
Fx: 770-680-4237
email: This email address is being protected from spambots. You need JavaScript enabled to view it.
